I bowed not to used any of my credit cards this month. And indeed I am successful in carrying that pledge as of this moment. I am trying my best to make sure that no purchases will be recorded until my cut off date. Two of my credit cards have cut off dates on the 15th ( that just a week away ) and one is on the 23rd. Right now when I go to the grocery I bring cash. Which also proves to be effective psychologically because I thought of the money I was using. So I am aware of how much I spend and I started being thrifty. haha.
I am counting on my will power to stop my cravings for shopping and I am praying that the load of task for this month would be heavy so that I can double the payment for our equity in our Antipolo house. I am also psyching myself that there won't be any more shopping for me until October or November. That means, there won't be a big celebration for the little girl's 3rd birthday.
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