Tuesday, June 24, 2008

Monthly Household Expenses

thoughts of MiLeT @ Tuesday, June 24, 2008
Am to lazy to move. I still need to do the laundry for Anevay's white shirts. Nakababad ngaun pero later I'll have to scrub and do the washing. The little girl is turning into a dust collector. lol! Kaya nangungutim na ung mga damit puro puti pa naman.

I am bloghopping when I saw this interesting questions on Nice's blog. So try ko sagot as honest as I can.

How many sq meters is your place, and how many people live there?

Its exactly 161 sq meters. On weekdays four, on weekends two. If hubby goes
home for vacation then make it three. lol! My sister and her husband are staying
with us and they go home in Pampanga during weekdays or non working days.

How much is your electricity bill monthly? Water?

Electricity bill - we never go up to Php 4k.
Water - it never reaches Php 200
Drinking water - Php 400/month

Other utilities?

Pagibig housing loan - Php 17k
Antipolo house (equity) - Php 10k (for 17 months)
PLDT (landline + dsl) - Php 3k
Globe ( speak and surf) - Php 1k
Destiny Cable - Php 450
Homeowners fee - Php 100
Medical allowance (for me and Anevay) - Php 10k
Banco De oro Credit card (for the treadmill purchase at 0% for 12 months) - Php 2500

If there are no checkups or the 10k is not entirely spend for medical purposes I add it to the savings that we set aside each month

Groceries? Market?

I allot 15k to cover both groceries and market expenses. This 15k will also be
used to refill any of the our two LPG tanks. One LPG tank is used for our oven
inside our house and the other one is for the stove located in the dirty kitchen
which we used for frying. The husband is asking me if the 15k is enough to cover
the household expense. Because his officemate's family backhome is already
consuming Php 20 - 25k. Ang bait ng asawa ko di ba ? I think 15k is more than
enough for an adult and a toddler.

Yearly expense

Real estate tax - Php 2k
Daddy insurance and Anevay educ plan - Php 400k
Daddy's airfare (Kuwait - Philippines ) - Php 80k

This is just our expenses here in the Philippines. Hubby pays rent, do grocery, pay for gas, maintain a car abroad. Based on our last computation, his estimated expense amounts to 45k. And then he is also paying off the loan he applied for our house and the car and some credit card bills.

The salary of hubby is not the only one that sustain us. Thank God he is employed in a good company abroad. His company also gives them yearly airfare (for me and Anevay) and housing allowance and year end and performance bonus. I know we are blessed.

But our main goal right now is to make sure that we are debt free in five years time. All housing loans are paid and even the insurance and educ plan. Also we need to establish a business that will equate or surplus hubbys income and benefits that he is receiving right now so that in five years time he will be with us here in the Philippines.

1 comments:

Evi on June 24, 2008 9:26 PM said...

you have a good plan. it's a relief to be debt free.

 

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